How Google AdSense Pays in India


Google AdSense, one of the most popular monetization techniques used by bloggers, is always confusing for new users. Despite its easy-to-use dashboard and its help pages, there are always questions related to sign up, account approval, account ban, optimization and many others.

It is true that AdSense is a plug-and-play advertising network, but it is important that you  learn all you can about it so that you can take full advantage of the opportunity it presents, making a lot of money as opposed to pennies.

This is a question from Adithya:

“Can you tell me how AdSense Pays in India? Do they pay by cheque or through local bank transfer or EFT”?

AdSense Payment in India:

AdSense has different payment options for different countries. They support EFT transfer, Cheque facility and pay by Western Union Quick Cash. Especially in countries like India and Pakistan, getting an AdSense account is not as easy as it is in countries like the U.S., U.K. and Australia. This is mostly due to issues of spam and fake AdSense accounts in India.

In India, at the time of the writing of this post (June 2014), AdSense offers payment via Cheque and EFT, and they convert your earnings into INR and then make the payment. Usually, the AdSense USD to INR conversion rate is high, so you might not find this to be an issue. However, an AdSense cheque takes time to reach India (10-15 days), and it takes another few days for clearance.

The AdSense team is increasing payment options in many countries, and they have already added EFT payment for Indian publishers.

You can follow this guide to configuring electronic fund transfers for your Adsense account.

AdSense India Payment option
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If you are a new AdSense user, here are few things which you should keep in mind:

  • While signing up, make sure all details are accurate (name, address, etc.)
  • Your name should be the same as  the name on your bank account. The name on your AdSense cheque will be the same as your account name.
  • AdSense will send a PIN number to you at the address you used when signing up. This works as an address verification too, prior to making a payment.
  • With AdSense EFT payment, you can receive payment to another payee name as well.
  • AdSense will soon add telephone support for all AdSense publishers. This system is already in beta testing at the time of the writing of this post, (June, 2014).
  • You can also refer to the official guide to read more about AdSense payment policies.
  • You can update your payment preference until the 20th of a given month.
  • You can also put a minimum payment threshold for your payment, and it should be greater than $100.

You can read an excerpt from the official AdSense India payment page below:

AdSense publishers in India will receive standard delivery checks mailed via the local courier service Blue Dart for no additional charge. Checks mailed by Blue Dart should arrive within 10-30 days of the check date. Blue Dart is not able to service all areas throughout India. If you live in a location, they don’t service, your check will be sent by Registered Post and should reach you within 2-3 weeks of the mailing date.

If the cheque is already issued, you can use Bluedart tracking to keep an eye on your cheque status. If you have not received your AdSense cheque within 60 days of the issue, you can use this form to request a re-issue of the cheque.

I hope this post has answered your questions regarding AdSense India payments. If you still have any further questions, feel free to ask me via comments.

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Authored By
A Blogger, Author and a speaker! Harsh Agrawal is recognized as a leader in digital marketing and FinTech space. Fountainhead of ShoutMeLoud, and a Speaker at ASW, Hero Mindmine, Inorbit, IBM, India blockchain summit. Also, an award-winning blogger.

142 thoughts on “How Google AdSense Pays in India”



    constantly reading about needing an ICICI bank account for adsense money transfers..wont other bank accounts work ? i have accounts in Standard Chartered, HDFC, HSBC.

    1. Harsh Agrawal

      other bank accounts also work. you can have an account with any bank.

  2. K Prakash Kumar

    hello, friends. I have only SBI account. can I connect it to Google Adsense for wire transfer?
    According to so many suggestions, it is recommended to have an account in ICICI. Initially, i cant able to buy hosting in Bluehost because of SBI account.
    I don’t have a credit card. I tried Paypal also using my SBI account but didn’t work. I can’t able to buy hosting. since Bluehost allows only credit card and PayPal options.
    now, what should I do?
    Can anyone suggest me, please?

  3. Praneeta Kosaraju

    hello, I got a mail today that google has sent my payments to the bank account that i mentioned. So they told me to wait for 5 business days for me to get my payment. I want to know, any bank account is capable to receive international payment? As i have no idea about how a particular Indian bank works. will I get my money directly transferred or not?

    1. Harsh Agrawal

      hey praneeta,

      yes, any indian account would work.

      1. Taher Aziz Ujjainwala

        No, not all your bank account wouldn’t work, You first have to go to all your banks and ask them if they convert the currency ornot, many banks don’t have their own SWIFT code which they give of an intermediatery bank. So I request you to kindly go thorugh all your banks.

  4. Aman

    I have setup wire transfer payment method and i have not verified my address. Do i have to verify address before receiving payments or they will keep my payments in hold.

    1. Ruben

      Yes you will have to verify your addresses before receiving any cheque or wire fund transfer. Because by verifying your address you confirms that you are a real person and not a robot.

      1. Praneeta Kosaraju

        You do not need address for online transfer. But u do need the address where Google can send you the PIN. I didnt get my PIN for a long time so I requested for a new one.I got it in a month’s time.

  5. Prateek

    Hello Harsh,
    My adsense account shows earnings in Dollars. Are the cheques sent in USD or automatically converted INR for all Indian accounts?

    1. Ruben

      Yes it get automatically converted from USD – INR.
      You will receive your check in Indian ₹.

  6. Krishna

    Hello! I just wanna ask that I wrote two names while filling Adsense account detail,will they pay me!if not than what should I do or how to change that detail.

  7. rahul

    It’s really helpful for newbies like me. Great site and a great topic as well I really get amazed to read this. It’s really good

  8. Ashutosh

    Hello sir, This is my blog I want to just make 10 to 20 dollor per day what should i do for this ? Please tell me i have passed more than 25 days but i have not earn a single dollor

    1. Ruben

      Have you applied for Adsense, Or did you join any Affiliate programme.
      Incase if you have not done these then don’t expect even a single penny.
      I suggest go for Adsense and affiliate marketing and start bringing traffic to your site and start to sell through affiliate marketing product.

      Hope these answer helped you!

  9. sandeep shedge

    Hey there is a issue for me

    My balance is well over $200, I entered my bank information and added payment method and I don’t have any holds.Still, I don’t see the notification where I’m being asked to verify my address with the PIN that I should normally receive.

    When will I see that notification or i will directly get paid without address verification?

    1. Jagtar Singh

      My balance is well over $200, I entered my bank information and added payment method and I don’t have any holds.Still, I don’t see the notification where I’m being asked to verify my address with the PIN that I should normally receive.

  10. Fahad Sheikh

    HARSH, You are awesome.. Thanks for writing for us such detailed article kindly please do write post on Pakistan adsense also. Because its to much issue here in our country to get adsense approved..

  11. rajeshraju

    Harish Agarwal how are you ?Hello. Is adsense earnings are taxpayabe in india?
    How much tax should we pay?

    1. Harsh Agrawal

      That goes down to your normal income slab. Based on your total yearly income, you need to pay tax.

      1. Partheev

        Sir after saving bank details Is there any process to get withdrawal

  12. shahzaad ali

    SIr I am owner of website and daily visitors more than 8000 thousend but i am not getting adsense account for my website.. what i can do sir. pls help me

    1. Harsh Agrawal

      Hey Shahzaad,

      What is the reason Adsense are citing for your disapproval?

      1. Ali manhas

        Hey Sir
        I have just started blogging from 3-4months and I just got my Adsense approve on my 8th blog post

  13. Yash

    Hey Harsh,
    I want to receive my payment in my bank i.e., ‘Baroda Uttar Pradesh Gramin Bank’ in that case please suggest me that which payment method should i use or my bank accept that option.
    Please Help Me In That Case Brooo

  14. Tushar Singh

    Dear Sir,
    My daily average earnings lie between $2 – $26 but my estimated earnings are still $0. It’s been 2 months since I am uploading videos and my video views are 2,28,679. Till now I’m sure I would have reached my threshold of $100 but when I open my Adsense account, the balance is $0.88. Why isn’t it updating? Please help!

    1. Harsh Agrawal

      Hey Tushar,

      open Adsense dashbaord. Go to performance report-common reports-products-hosted account for adsense. Click on it and see your actual earnings.

  15. Mehedi Hasan

    Hello Sir.

    Please help me on this problem, I have verified my adsense by My brother name, can I add my bank information to get payment? or can I add another payment details instead of my brother name.

    1. Harsh Agrawal

      Hey Mehedi,

      Nope. The payee name and the name on bank account should be same.

      1. Mehedi hasan

        thanks for quick reply,

        [ Note: The adsense verify by my brother name *]

        if change my brother payee name into my payee name. means, if i put my name as a payee name in adsense and give bank details of mine account if there will any problem ?

        the most important things adsense payee name & bank account name same , isn,t it ?

        1. Harsh Agrawal

          that’s right!

  16. lohit

    Hlw sir,if i earn money from ad sense . Then the account should be in which bank so that i can get the money easily. Suggest me and help me get more information how to get that money .

    1. Harsh Agrawal

      Hey Iohit,

      The account can be in any bank. It does not matter.

  17. Aamir Ali

    I recently closed my bank account and want to set a new form payment method how i can update/remove my old payment method.

    1. Harsh Agrawal

      Hey Aamir,

      Follow this: Sign in to your AdSense account. click Settings. Click Payments. Click Add payment method. In the “Add a payment method” section, enter your new bank account information.Click Save.

  18. Krishna

    Can I Change payee name in my father adsense account means i have open an adsense account in the name of my father and i want to add an account number of mine in my father adsense account?
    Can we do this?

    1. Harsh Agrawal

      Nope. You can’t do that.

  19. Rajan

    My adsense payee name is “Rahul Singh” and my bank account holder name is “Rahul Santosh Singh”.
    What should I write while fill up wire transfer form in adsense?
    Please suggest me.

      1. Rajan

        But I can’t change payee name in India.

        1. Harsh Agrawal

          Hey Rajan,

          Try this: Login to your Google Adsense Account. Go Settings gear icon >> Click on Payments >> Payee profile. and edit profile.

      2. Rajan

        Hello Harsh,

        I have changed my payee name as per my bank account name.
        But in the link that you have shared it has been written that in India you can’t change payee name.
        will i face any further problem with adsense while payment?
        Please Guide me.

        1. Harsh Agrawal

          Hey Rajan,

          They have changed that policy. Anyways, if you could edit the payee information, it means there is no problem. There should not be any problem.

  20. Rajneesh Chaubey

    Is payee name should be same as bank account name??
    In my case Payee name(in adsense) is Rajneesh Chaubey but bank account name is Rajneesh Mithilesh Chaubey.
    Should they pay if i only write Rajneesh Chaubey? or I have to mention full name while fill up the form.
    What to do?
    Please Guide me.

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