How Google AdSense Pays in India

Google AdSense, one of the most popular monetization techniques used by bloggers, is always confusing for new users. Despite its easy-to-use dashboard and its help pages, there are always questions related to sign up, account approval, account ban, optimization and many others.

Google AdSense Payment India

It is true that AdSense is a plug-and-play advertising network, but it is important that you  learn all you can about it so that you can take full advantage of the opportunity it presents, making a lot of money as opposed to pennies.

This is a question from Adithya:

“Can you tell me how AdSense Pays in India? Do they pay by cheque or through local bank transfer or EFT”?

AdSense Payment in India:

AdSense has different payment options for different countries. They support EFT transfer, Cheque facility and pay by Western Union Quick Cash. Especially in countries like India and Pakistan, getting an AdSense account is not as easy as it is in countries like the U.S., U.K. and Australia. This is mostly due to issues of spam and fake AdSense accounts in India.

In India, at the time of the writing of this post (June 2014), AdSense offers payment via Cheque and EFT, and they convert your earnings into INR and then make the payment. Usually, the AdSense USD to INR conversion rate is high, so you might not find this to be an issue. However, an AdSense cheque takes time to reach India (10-15 days), and it takes another few days for clearance.

The AdSense team is increasing payment options in many countries, and they have already added EFT payment for Indian publishers.

You can follow this guide to configuring electronic fund transfers for your Adsense account.

AdSense India Payment option

If you are a new AdSense user, here are few things which you should keep in mind:

  • While signing up, make sure all details are accurate (name, address, etc.)
  • Your name should be the same as  the name on your bank account. The name on your AdSense cheque will be the same as your account name.
  • AdSense will send a PIN number to you at the address you used when signing up. This works as an address verification too, prior to making a payment.
  • With AdSense EFT payment, you can receive payment to another payee name as well.
  • AdSense will soon add telephone support for all AdSense publishers. This system is already in beta testing at the time of the writing of this post, (June, 2014).
  • You can also refer to the official guide to read more about AdSense payment policies.
  • You can update your payment preference until the 20th of a given month.
  • You can also put a minimum payment threshold for your payment, and it should be greater than $100.

You can read an excerpt from the official AdSense India payment page below:

AdSense publishers in India will receive standard delivery checks mailed via the local courier service Blue Dart for no additional charge. Checks mailed by Blue Dart should arrive within 10-30 days of the check date. Blue Dart is not able to service all areas throughout India. If you live in a location, they don’t service, your check will be sent by Registered Post and should reach you within 2-3 weeks of the mailing date.

If the cheque is already issued, you can use Bluedart tracking to keep an eye on your cheque status. If you have not received your AdSense cheque within 60 days of the issue, you can use this form to request a re-issue of the cheque.

I hope this post has answered your questions regarding AdSense India payments. If you still have any further questions, feel free to ask me via comments.

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Article By
Harsh Agrawal is a blog scientist and a passionate blogger. He is blogging since 2008 & writes about Blogging, SEO, Make money online & tech. His blog, ShoutMeLoud receives 1 million Pageviews/month and have over 700K subscribers.


COMMENTs ( 59 )

  1. says

    Hello Harsh, I have a query regarding this. Do I need a NRI bank account to get my payments or a simple savings account of ICICI bank will do the job? In order to get my payments directly to my account. And also another query how much time does it takes to get the payment available in my account after they adsense have sent it?

  2. Somla says

    Hi harsh,
    I am from hyderabad. I have completed all three PIN request, but not yet received a single PIN code. I am getting more frustration about it. Somewhere I have seen that, verify adsense account without PIN. I don’t know what identification proof I have to submit. If I submit my identification proofs, is it works(verify) 100% or not. Please help me harsh.

    • says

      You can submit your Aadhar card scan copy to adsense. It’s 100% working. Make sure your address in aadhar card and address in adsense profile page is same.


    i manjeet singh from india. I have a verified adsense account to the name of my father and i am using it now and i had entred the my account no. in this adsense account or my monthly payment threshold is above 200 dollar. can i receive this payment or not

  4. says

    ”AdSense will soon add telephone support for all AdSense publishers. This system is already in beta testing”
    I have a question ? do they released it ? it’s 16 july 2015 now.

  5. says

    In India, only wire transfer option is available now I guess. At least for me, it is the only option that is being shown. I don’t know all the information they ask in add payment mode page for wire transfers. Could you please help?

  6. says


    I am Indian, working in Dubai, I have website and I am planning to apply google adsense account from India. I have registered domain name in Indian address, once google will approved adsense account, can I use google adsense account from Dubai, can I generate adsense code for my website from Dubai.


  7. Shreyash Sharma says

    Harsh, Keep up the great and free content,
    Just a query though, Does the adsense accept SBI accounts because i have been trying to link up mine but it keeps showing errors.

  8. Ram says


    I am new to adsense. Recently my account reached $10. So google started throwing an alert on my adsence dashboard saying that “Your payments are currently on hold because you have not verified your address.”

    I have updated my wire transfer account details. I dont want to get a cheque as I am not staying in that address. Kindly suggest me how can I over come this issue??

    Please give me genuine answers…

    • says

      Once you reach $10 (Which you did), you will be receiving a mail from Google via post to your physical address. In that post, your AdSense Pin will be there, which you need to add into your AdSense account. Instructions will be in the mail from Google. And, once you complete the threshold of $100, you will receive your first payment.

  9. says

    Thanks for the useful information. Google Adsense it really popular site, they should change their payment amount to 10$ because it is not easy for new blogger to earn 100$ instantly. So it will help new bloggers to motivate themselves.

  10. Shiva Katta says

    hello harsh,

    i have a small doubt. If any one purchased a item through on my Google Ad in my website ?
    is there any percentage for me, from that purchased Item?

    give me some …..

  11. Vikram Singh says

    Hello Harsh ,

    How are you..I have completed default threshold of 100$ . but i am not be able to withdraw my money.I didn’t get any notification in my adsense account.could you Please Help ???

  12. Aditya says

    Hey Harsh,
    Is It Important That The Name On Your Adsense Account should Matches The Name On The Bank account On Which I want To Get My earnings
    Looking Up For Your Response

  13. Charles says

    Hi, I have a final earnings for this month of above $100 in adsense, I have made wire transfer my mode of payment, will it be automatically paid or I need to request something or fill some form for requesting payments! Please reply!

  14. Pradeep says

    i am not received my payment from Adsense
    may- 398$
    through cheque
    also it is not showing in payment history in adsense account
    please help me

  15. yogesh says

    Hi harsh,
    I have a adsense account approved recently and i am having below problem.

    Currently under payment method it shows ‘none selected’ and gives an edit option under which i get only one option of direct transfer (where in i have to give account number,ifsc and swift info), why is it so that i am not seeing standard check delivery option? (i am from india only )

    I think initially i had choosen standard check delivery (but i am not sure about that and have forgotten whether i had selected that or not) if i had choosen that option then it should show that in payment method but it shows ‘none selected’. I am confused and hope you can help me here.

  16. Aayushi Sharma says

    Hello Harsh
    First of all I want to thank you for such a nice and well written article and second is what I want to ask you a question that : I am new to Adsense that is from April 2014 and I listen and also read many times that the EFT is available for Indians but I am not aware of the fact that there is now only EFT mode available for Adsense in India
    Is it true as for a kind of reason I want my first payment to be arrived by Cheque and there is no option for cheque available there is only one option available that is EFT or the Cheque option will be available only after my earnings reach $100 as for now I am having only 92$ as finalized earnings and rest are carried up on for next month with a total of 102$
    Waiting for your reply please reply that can I get my payment through Cheque or not or is there EFT only scope for Indian Adsense users

    • says

      For indians, both the options are available. I’m not 100% certain, but I believe cheque option will be available once you reach minimum $100 threshold. You can post screenshots of payment option, and I can have a look.

  17. Darshit Mulani says

    I hope in future they will update payment methods for India as Indian adsense users are increasing every day and make sure to get payments in INR instead of US $ for faster clearance. Receiving of PIN for conformation of Address is strange I
    after 3 weeks of not receiving PIN I applied for 2nd pin request and few days after I got my first PIN and in within 10 days I got second PIN so now I have 2 PIN letters haha.
    Well I am not a blogger I am a YouTuber but adsense is linked for both .

  18. Samrat says

    Hi Harsha,
    I am confuse with Tax updation by self can you plz tell me what info is required I means PAN Card Number or PF Number ect…

    • Deepudas says

      Ones your check issued you can find your check detail in your payment option there you should see a Payment Number :073527644, you can track with this number without ‘O’

  19. Sahil garg says

    Hi harsh
    I m leaving in a area where no service of blue dart. Plzzz tell me is there any need to inform google to send the check by post ?

  20. Vinil says

    i think you don’t need to worry about BlueDart courier service in local areas.Since they will call you about your courier when they received, if you are out of their service area.Then you could go to their office and collect your checks .

  21. Rafaqat says

    It is the fact that Google adsense is the best money making programme for the bloggers and in country like Pakistan it is growing frequently.Your posts are always a guideline for the new bloggers.

  22. Hari krishna says

    This is very impressive post to me i’m searching from so many days. I the new user to adsense, most of the time i’live out side of the town and we have one post office near my home,can i get adsense cheque to this post office or need to travel to city site for the cheque

  23. Akshay says

    Great post , Harsh!
    You have really helped me to clarify my doubts about adsense, I have been searching on internet for the past few days but lastly got answer from your post..

    Thanks a lot!

  24. says

    Your articles are very useful , Thank you.
    I am now working in Saudi Arabia , here Adsense payment through Western Union . This is speed and good conversion rate. I am receiving between 24 to 26 , the last month payment. But i think EFT payment is better because for WU , need visit the branch and wait in the queue.
    I am receiving my Commission Junctions earnings to my Indian Bank account. This is very nice , no need worry about anything. Cash will come to our account directly from US.
    PayPal payments also receiving in Indian Bank account within days after the transactions.

  25. Gagan says

    thanks for the info

    I’m new to google adsense I recevid my first cheque from google AdSense and it’s in USD. Should I keep payment in Currency setting in USD or change into Indian Rupee please advise. And how long it will take to un cash once I deposit this USD cheque in SBI branch in new Delhi.

    • says

      Usually it takes 20-25 days for a foreign currency cheque to get credited into your account. So I suggest you to stick to INR only, for faster processing of AdSense cheques.

  26. Milan Pique says

    Adsense cheque comes too late in India, even in popular areas of city. When they will release Electronic Fund Transfer (EFT) option for Indian publisher?

  27. Vikram Bhati says

    hi, I live in a small village of dist. Rohtak (Haryana). So how much time a cheque will take receive to me.

  28. Gagan says

    Thanks for the info
    I’m very new to Google AdSense and I’m going to received my first cheque of AdSense from Google, i would like to know does it make any difference if i have selected Payment Currency in US $ under Account Setting > Payment Setting, do i keep Payment Currency in US $ or into Indian Rupee. My first cheque already issued on Feb 27 2013 and the payment setting was US$, i believe in that case I will be receiving cheque in US$ and how long it will take to un cash the cheque if i Deposit in SBI Branch in New Delhi


  29. Nizam Khan says

    Excellent and much useful post Harsh, this will be very helpful for new Indian Adsense publishers. Well, I would like to add something regarding PIN. If a new adsense publisher didn’t get PIN to their registered address, the they don’t need to worry about it, they can request PIN 3 times and after after using all the three attempts if anyone doesn’t gets PIN, then Google will give an alternate way to verify their address by uploading a scan copy of Govt issued ID proof. However, the ID proof must have your full name and registered address on it. Thanks for sharing and tweeted :)

  30. PrIyAnGsHu says

    Yes, standard cheque delivery is the only method through which Google pays to their AdSense publishers. I receive payment through Bluedart, it’s the courier service they generally use. But I hope they will soon come up with options for electronic payments such as wire transfer or even Paypal.

  31. Ravi kumar says

    Thank you for useful information for Adsense Publisher. When I got first cheque, i forgot to set cheque in INR, Google has sent to me at US $. My cheque had taken more time to clear.

    Google ask before sending the cheque. You have to make some settings regarding payment section in Adsense account.

    • KAPIL says

      Hey is it cumpulsory to have a citibank account to cash our cheques,.,.,.,.
      or any bank a/c s are eligible – please tell me

  32. Rahul says

    I have already requested two pins but no pins has reached at my address yet, what next if i tried all pin request and what is the maximum time under that the pin has to be verified.

    Kindly reply Harsh….

  33. Sneha Shah says

    Hi harsh,

    i first every landed to your blog and trust me, you are just awesome at writing. i am new at blogging.Love the way you express.

    well, its almost 10th of this month, and we are still not able to track checks for this month …any idea?

    also, is that happen that we can have adjustment of $11 on $99 of earnings?