Earlier when I shared about how Google AdSense pays in India, I talked about AdSense is planning to enable EFT payment for Indian AdSense users. EFT (Electronic fund transfer) payment will ensure your AdSense earning will directly deposit into your bank account, and most important you don’t need to wait for receiving the check and check clearance time. As an AdSense publisher, this feature is beneficial and making our work paperless. In this tutorial, I will explain everything you need to for enabling EFT payment for your AdSense account.
How to Configure Wire transfer for Indian AdSense publishers
This whole setup process will not take more than 15 minutes, and I highly recommend you to do that to save time for future payment. Follow the steps mentioned below and keep your mobile phone handy, as you might need to call your bank customer care to get the IFSC and Swift code. Along with Direct bank deposit feature, now you can also specify the payment threshold and hold your payment for up-to one year. So, let’s get on with our quick guide for enabling EFT payment for your AdSense account.
- Log in to your AdSense account and Click on the gear box and select payments.
- Click on Payment settings under payment page.
- Click on add a new form of payment.
On the next screen, you need to enter your bank account details. There are two details which you need to get from your bank. (IFSC code and Swift BIC code). To get the IFSC code and Swift code for your account, simply call your bank customer care and ask for it. In my case, I’m using ICICI bank Saving bank account, and I have used following Swift code to receive payment: ICICINBBNRI. If you are calling ICICI bank, they will provide you with two swift code CHASUS33XXX for USD and ICICINBBNRI for INR. You need to enter the Swift code for INR and conversion will be taken care by your bank. This may change if you are using any other bank account, so I suggest you re-confirm it from your bank customer care. For ICICI Bank current account, you need to use ICICINBBCTS
Click on save payment, and that’s it. Now you will receive money directly from your bank account and here are few more details which you need to know about updated AdSense Payment policy:
- You can update your payment method until 20th of any month.
- You can now use any AdSense payment threshold greater than minimum ($100) payment.
- You can hold your payment until any specific date; maximum up to 1 year. (Though I discourage you to use this feature, as you might face issue if AdSense decide to ban your account).
Over all, direct bank deposit feature is already making the life of many Indian AdSense publishers easy, and if you have not updated your Payment option, it’s time to log into your AdSense account and update payment settings.
FAQ about AdSense EFT Payment:
- Q. What is the minimum payment threshold for EFT payment?
- A. Minimum payment threshold is $100
- Q. Is Pin verification mandatory after AdSense introduced EFT payment?
- A. Pin verification is mandatory process from AdSense to verify your address, so yes; it is!
In case if you are using any other bank like Axis, SBI, HDFC and you know which Swift code you are using, do share with us via comment. This will be helpful for other shouters. Don’t forget to share this useful tutorial with other AdSense publishers in India. Here are few more posts which you should not miss:
- How to Calculate Income Tax on AdSense Payment in India
- 6 Best AdSense Plugins For WordPress To Integrate AdSense with WordPress
While applying for adsense can I use a website which already has adsense running? I want to run the website on partnership basis.
@Jit
I haven’t tried that but I would suggest disable running AdSense for a while when applying. Once your account is approved, then you can run two AdSense account into one.
Hi
I tried that and it got approved even Ads were being displayed while application was made and approved.
Can we add 2 diff bank account holder name and a/c no. like my and my friend bank details??
Dear Harsh,
Undoubtedly the article was awesome but I found u are leaving many valuable questions in the comments unanswered,I mean to say that the person who commented is not the only one to face the problem…Thanks
Hi, harsh i am living in betul m.p
I have central bank account and it only have swift code of indore in mp. It does not have swift code of betul. So what can i do
@Anurag
Have you tried contacting your bank for the Swift code?
Hi Harsh, Do we have to wait for Pin Verification to get payout by this method?
Hey Kushal,
Yes, You will have to wait.
I entered my address correctly. Cross checked it multiple times. All my letter get delivered to the address but I’ve not received the PIN after two request. Its been over a year and my payments are still due.
hiiii harsh, i want to know what if i am opening adsense account from more than one IP or system. WIll they ban ???
@Shivani
No they won’t ban you for that.
is it possible to open adsense account with blogger?
@Mohamed
Yes…You can!
Hai sir, this article was so good and so much helpful to us, but I have some small doubt, if we haven’t used Adsense for a long time, then Google will ban that Adsense account?
@Abdul
As per my understanding they won’t disable an account due to inactivity.
hii harsh
The latter of pin sent by google but doesn’t came to my home and there is no mistake in address.
so, what i have to do??
You can upload your any govt. id card scan copy where address and name is mentioned as per adsense account details. Within few minutes, your account will be verified.
how can i upload the copy of document
@Akash
You can use this free app to scan your document from Smartphone: https://evernote.com/products/scannable/
You need to wait for a 3 try,first of all if you have not waited for 3 try and not received address verification pin, than google will verify your address by manual process, In manual process you need to upload some soft copy of some of the documents which asked by google
Wait and See if you get PIN, if not than do manual verification process,don’t be hurry
Hi Harsh
Seems like you are an expert in this. I have a question i recently added my account details and today i got an email saying that your payment is done and adsense also shows a debit of 168$ but still i haven’t any credits in my bank account! What to do now?
Can you help me ?!
HI HARSH AGRAWAL,
My Adsense account showing $126.87. I am also added HDFC bank details. I got PIN letter from google. But still i am not getting any money from google.
Any specific reason to not reviewed
@Inderpal
Check your payment tab in Google AdSense account. They usually send out payment on 24-26th of every month.
Does HDFC have same SWIFT code for all branches or it depends ??
I’ve HDFC bank a/c, wants to integrate it with Admob payment
Please guide me & ping me on mail too if possible
Hey Dhruv,
I think SWIFT Code of HDFC Bank is unique for each branch in INDIA. However, cross check with the customer care. I am not sure.
HDFCINBBXXX – As far as I know, this swift code works. However, you must cross check this.
Over 50$ earning I am getting payment method option in my account. I am done with account information. But can I get this payment in this current month or not? And my account address still doesn’t verify? So can I get the payment after reaching 100$?
Thank you for the useful information. I follow same process & successfully received adsense money in my ICICI Bank account.
hi,
i want to know that after fill all d bank details google automatically transfer money in to bank account every month or will do something else for withdraw d money ?
@Rajesh
Money will be automatically deposited in your account.
Hello…
My SBI Branch Does not Have A Swift / Bic
Code….
I have my SBI account Number and IFS Code,,,of Branch
Can i get Adsense Payments in my account Via EFT ?
hey ganesh, did you get answer from harsh, my sbi branch also don’t have swift code ?
U can add any SBI branch swift code,jn a better way add Swift code of SBI Head Office in ur state or u can even add default swift code of sbi SBININBB.
Which ever swift code u enter receives payment and on the basis of IFSC u entered payment is sent to u.
Thanks for the information. I need your help. Actually I am getting adsense earning in my name. Could i transfer the adsense account by changing payee name as well as account details of wife. In that case who would have tax liability. please gudie.
Thank you Harsh , your post helped me and I have successfully set my payment method.
Thank you for the useful information. But please let me know that how to add SWIFT Code if the some particular bank branch doesn’t have that code.
I have around 150USD in my adsense earnings. I have updated all the details . Can i know when adsense used to send the amount to my bank account? Because i have not see any withdrawal options.
Google Adsense payment cycle starts on 21st of every month. For example the income of March you’ll get that end of next month, that’s April.
My first AdSense account was banned so I started one on my friends name.
Can I add my bank account details to wire transfer and receive payment to my bank account
Hi All,
I have a question, do we need to have same address in bank what we are having in adsense account for wire transfers? (I mean the entire street address, pin code etc)
and can we upgrade from wire transfer to EFT method?