How To Receive Amazon U.S. Affiliate Payment Using Payoneer


Are you one of the Amazon U.S. affiliates who is struggling with receiving affiliate payments? Well, you are not alone as many others from various parts of the world are in the same situation as you.

If you are from countries like U.S., U.K, you can receive payment via payment methods such as direct bank deposits. If you are from countries like India, Pakistan, Bangladesh, Nepal, Sri Lanka, or other countries where direct deposit is not available, here I’m sharing the way to receive payment. This question was asked by one of our readers in the forum:

Amazon USA affiliate Payment
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This method is tested & tried by me, so you can use it without any issue. For latecomers, you can read this guide & this one to learn about the Amazon affiliate program.

๐ŸŽ $50 Joining bonus

Payoneer is a globally accepted platform for sending and receiving payments. It is widely used by freelancers, bloggers ,and entrepreneurs to get paid by their clients and affiliate companies.

Join Payoneer Check out our Review

Receiving Amazon U.S. Affiliate commission using Payoneer:

I have talked a lot about Payoneer earlier & if you are not aware of Payoneer let me quickly explain it to you. Payoneer is a service like Paypal that can be used to send & receive payments. What is unique about them is, that Payoneer let you have a U.S. & Euro bank routing number that can be used to receive payment from various services.

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In fact, in recent times they have partnered with many services & their reach is growing as we speak. You can read the below tutorials to learn more about Payoneer:

If you don’t have an account on Payoneer, you can create one using the link below. Do remember; that you will also get a bonus of $50 once you have made a transaction of $1000 using Payoneer. (Even if you receive an Affiliate commission via Amazon of $1000 or more, you will get $50 bonus money). Pretty cool, huh?

Once your account is activated or if you already have an active Payoneer account, log in to the Payoneer dashboard.  Click on Global payment service & the next page you will get USD receiving account (ACH) information. This is what the page would look like:

Get U.S. bank ACH information Amazon
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Now login to your Amazon U.S. affiliate dashboard & click on account settings > Change Payment Method & here you need to enter the details of your U.S. account from Payoneer.

Select the option which says “Pay me by direct deposit (the United States Based Associates Only)” & enter the details. You can use the below screenshot for reference:

Amazon associates commission India
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Click on Submit & that’s it. You need to ensure that you have filled out tax information which is mandatory to receive payment. I missed out on filling out tax information & my payment got delayed due to this. So, you don’t want to make the same mistake as me.

Receiving Amazon US affiliate commission
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I hope this helps those who are earning money from the Amazon affiliate program & couldn’t find a way to receive money in their country.

Here are recommended articles for Amazon associates:

  1. How I make money from Amazon Affiliate Program
  2. How to make money from the Amazon Affiliate program
  3. How to create Amazon affiliate links

If you still have questions about configuring Amazon U.S. payout information, feel free to let me know.

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Authored By
A Blogger, Author and a speaker! Harsh Agrawal is recognized as a leader in digital marketing and FinTech space. Fountainhead of ShoutMeLoud, and a Speaker at ASW, Hero Mindmine, Inorbit, IBM, India blockchain summit. Also, an award-winning blogger.

70 thoughts on “How To Receive Amazon U.S. Affiliate Payment Using Payoneer”

  1. Ali

    I used it but when I added US account for US earning Amazon deducted 30% US tax and we receive 70% balance in Payoneer. It really a useless to receive money like this way. I am not sure about Euro account it might work without deduction of 30% us tax. Did anyone use euro account to receive Amazon us commission? if yes did you receive full amount without deduction of us tax.

    1. @Ali
      You can fill the tax form in your Amazon affiliate account, and this should lower down the withheld tax to 15% (For Amazon US).

  2. Vishal Patwa

    Hey, Harsh, It is such great content. Earlier I was accepting Amazon Associate Payment by Cheque and It takes much longer time to get paid. After reading your article I just changed the method of accepting payment from Amazon’s Associate And, Now, I have gotten my First Amazon Associate Payment with Payoneer.
    Thanks For Such an Amazing Article.

  3. Scott J.

    Hey Harsh, great article. I have a question. I participate in the Amazon UK affiliate program. Is there any way to receive payments from the Amazon UK affiliate program via Payoneer? I am asking this because the GBP account offered by Payoneer gives sort code and account number only but Amazon asks for BIC. Thanks.

    1. @Scott
      You can fill the EUR account detail and it will work. Eur account will have BIC.

  4. Manoj

    I’ve just signed up and it says Applicable Witholding Rate is 30.00% and I need to send them Form8233 hard copy. Is this normal or could have I done something wrong?

  5. Ashley ash

    I just opened a new bank account via Payoneer and added the account to my Amazon profile. Two days later, got an email that said I received a $0.00 payment from Amazon (dated Sept 22). Is this a normal transaction to test the new account?

    1. @Ashley
      I can’t comment on this, as don’t recall if I experienced the same. Lets see if other members got such test transaction as well.

  6. Rothman

    Harsh, do you still use Payoneer to payments as of 2018? The mailing service here in the Philippines is crap. I haven’t received my payment for the last two months, so I am finding a better solution.

    1. Harsh Agrawal

      Yes, I’m still using Payoneer and it works perfectly fine.

  7. Shafiq

    Thanks For Sharing Info i’m created account on paypal and payoneer But Can you tell how to get paypal or payoneer card ??

    1. Harsh Agrawal

      Hello Shafiq,
      Paypal does not have a card. and Payoneer card is not available in India.

  8. koustuv

    Hey, thanks so muuch for all the great info that you share. i have a question, how do u recieve fund from other countries like canada, Payoneer has only GBP, USD and EUR??

  9. Rahul Shrivastav

    What “Purpose Code” do we need to select from the list provided in Payoneer?

  10. Mahesh

    Hi Harsh,

    I am big fan of your and would meet you one day ๐Ÿ™‚
    I am in blogging since last 8 years as hobby and recently converted it to commercial site which his working absolutely fine.
    My first cheque from Amazon USA is on the way and today I came across this useful article on receiving payment through direct deposit. I have opened an account using link above ๐Ÿ™‚
    Also started using the Global Amazon Link engine that you have suggested in other post, which has immediately began converting in 24 hours from other countries like UK, Germany etc.

    Question : affiliate-geo-target[dot]com is good site which allows me to put in separate tracking ID’s which I am using for different writers on my blog. This is good option. Can you suggest any other good (paid is also okay) wordpress plugin which does same function ? things like azon do not provide adding separate tracking ID’s for different posts (so that author gets due credit and money)

    1. Harsh Agrawal

      Thanks for your kind words. You should use that I use & recommend the same.

  11. Sunny Chong

    Thank you Harsh..will open a Payoneer acc. later…already got a Paypal ..T Q so much again !

  12. fawwad qureshi

    Hi Harsh, My payoneer card was expired, can i still use payoneer service for receiving money or i need to renew?

  13. Aitzaz

    Hey Harsh,
    Great. But I am concerned about Amazon Terms. I mean, is it not contradictory to provide US Bank Information and Indian Tax details? Please educate me.

    1. Harsh Agrawal

      So far I haven’t seen anyone having issue with this. It doesn’t violate any policy I believe.

  14. harshit jain

    Hi Harsh, Now referral bonus on Payoneer is $50.. please update this on your article.


    Harshit Jain

  15. Anup Karmakar

    Thank you so much Harsh. Such a cool info.

    Two questions:
    1. Is there any commission involved receiving payment through Payoneer?
    2. We fill up the Tax form as an outside resident of US, hence, the tax amount in zero. If we ask for direct deposit, won’t it breach their tax collection rules/procedure/policy?

  16. William Fox


    “Click on Submit & thatโ€™s it. You need to ensure that you have filled out tax information which is mandatory to receive payment. I missed out on filling tax information & my payment got delayed due to this. So, you donโ€™t want to make the same mistake as me”

    Please advise, tax information on Amazon or Payoneer website?

    1. Harsh Agrawal

      Tax information on Amazon affiliate site.

  17. Mantosh Pal

    At the time of creating the Amazon affiliate profile what address should we Indians give them?

    Is it ok if we give our Indian residence,

    1. Harsh Agrawal

      yes, you can give your Indian address.

  18. Mohamed Osman

    Thanks harsh for sharing this method.
    But I am concerned with the tax thing. Did anybody tried it? or knew how much percentage U.S taxes will deduct?

    1. Pri

      This also what’s concern me, as in Adsense they don’t allow you if you’re not US residence due to IRS.

  19. Minar

    If I have no payoneer account, can I use my friend’s payoneer account for or other online payment services???

    1. Harsh Agrawal

      I think you can. Why don’t you create one?

    2. Khursheed

      What is the purpose code for Indian Amazon,eBay,cj,domain,sifg AND other affiliate earning for getting money by payoneer

  20. Shoukat

    For 3 years, I have used payment by check option and I never had problem and use to receive check within 20 days. But this month, I didn’t receive the check and it seems it is lost. I have opened Payoneer account today, but my concern is, will there be any problem in taxation?

    1. Harsh Agrawal

      Hey Shoukat,

      There will not be any problem with taxation. Payoneer will only deduct its transaction charges and will transfer the money to your account. From there, a general Indian Tax rules will apply.

      1. Soha Moitra

        Hey Harsh, That is great. But I am concerned about Amazon Terms. I mean, is it not contradictory to provide US Bank Information and Indian Tax details? Please educate me.

        1. Naveen

          Absolutely great question.

          Amazon affiliates never approved or spoke about Payoneer officially on their website. It could be just their oversight. Now, since the money is getting deposited within America, you need to pay tax in America as well. Technically you shouldn’t be doing that because you are not based in America. Now Amazon clearly says that direct check option is associates based at America.

          There is the conflict and it’s pretty clear that it’s illegal in simple terms.

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